Realize Your Dream of Homeownership. We Make It Happen.
At Ares Mortgage, we understand that every client has a unique situation and unique goals. That's why we take the time to find the right mortgage program for you — with personalized attention, competitive rates, and a process that's as smooth and stress-free as possible from start to finish.
ABOUT US
More Mortgage Options. More Happy Homeowners.
Ares Mortgage is a dedicated mortgage team based in Orem, Utah, committed to helping clients across the state achieve the dream of homeownership. We have spent years helping individuals and families find the right mortgage solution — and we genuinely love what we do.
What sets our team apart is the level of personal attention we give every single client. We don't treat you like a transaction. We take the time to understand your financial situation, walk you through your options clearly, and stay by your side from your first question to the day you close.
Whether you're buying your first home, upgrading to your dream property, or looking to refinance at a better rate, our team is ready to guide you every step of the way — with honesty, care, and a commitment to getting you the best possible outcome.
Why Choose Us
What You Can Expect Working With Our Team
Fast Turnaround Our streamlined application and review process is designed to move quickly so you can get into your new home sooner. We eliminate unnecessary delays and keep everything on track from day one.
Full Transparency We believe you deserve to understand every aspect of your mortgage. We provide open access to all information related to your application and walk you through every option clearly and honestly.
Secure Document Handling Your personal documents are submitted through our end-to-end encrypted platform — giving you peace of mind that your sensitive information is always protected.
Cost-Minimizing Options We present the options best suited to your financial profile and goals — always with the goal of minimizing your costs and maximizing your savings over the life of your mortgage.
Paperless & Effortless Our Mortgage Advisors handle all document processing on your behalf. The entire experience is designed to be as effortless and paperless as possible.
Fully Digital & Convenient Our mortgage process is completely digital, making it accessible and convenient — on your schedule, from wherever you are.
Don't worry, we can help!
What We Offer
Mortgage Programs for Every Homebuyer and Every Goal
Conventional
Ideal for buyers with strong credit and stable income history. Flexible terms and competitive rates make conventional programs one of our most popular options.
FHA
With down payment options as low as 3.5% and flexible credit requirements, FHA programs open the door to homeownership for buyers at all stages of their financial journey.
VA
Serving those who served our country. VA programs offer eligible veterans and active-duty service members the opportunity to purchase a home with no down payment and no private mortgage insurance.
USDA
Eligible rural and suburban buyers can take advantage of USDA programs offering no down payment and reduced insurance costs.
Jumbo
For high-value properties that exceed conventional limits, our jumbo mortgage programs provide the right solution with competitive terms and a smooth process.
Down Payment Assistance
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Non-QM & Bank Statement
Self-employed or have a non-traditional income history? Our non-QM and bank statement programs are designed for borrowers who don't fit the standard qualification mold.
Refinance
Lower your rate, reduce your monthly payment, shorten your term, or access your home's equity. Our team will help you determine the best strategy for your situation.
Ready to Get Started?
Let's Connect.
At Ares Mortgage, we understand that every client has a unique situation and unique goals. That's why we take the time to find the right mortgage program for you — with personalized attention, competitive rates, and a process that's as smooth and stress-free as possible from start to finish.
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